Blogs

Take Control of Your Finances Today Managing money is one of the most important skills you can develop, yet many people put it off until it feels overwhelming. Taking control of your finances is not about being rich or having…

Introduction This year marks a pivotal shift in how Americans manage their wealth. With growing uncertainty and complexity in markets, investors are turning to active strategies and automation—pairing calculated control with smart technology. Here’s how these trends are reshaping personal…

Introduction In 2025, financial strain is becoming more prevalent among U.S. workers. A recent Bank of America survey shows that fewer employees feel financially secure and more are seeking help for debt and savings. For both consumers and advisors, this…

Introduction Inflation fuelled by tariffs, coupled with cautious hiring and spending trends, defines the financial atmosphere of Fall 2025. Key Insights The Fed’s Beige Book cites rising prices linked to tariffs and subdued hiring as key economic pressures. Consumer actions…

Introduction The rise of Buy-Now-Pay-Later (BNPL) loans has been meteoric—growing into a mainstream credit tool, especially among younger consumers. In a pivotal move, FICO announced that it will begin incorporating BNPL data into its credit scoring models in fall 2025.…

Introduction In 2025, Lebanon took significant steps to address its prolonged financial crisis through sweeping banking reforms. These measures—ranging from deposit recovery mechanisms to flawed banking secrecy laws—stand to reshape credit access and financial stability. For consumers and financial advisors,…

Introduction In 2025, signs of credit strain are emerging across the U.S.—with credit scores dipping and delinquencies rising across nearly all borrower segments. Even individuals with strong credit profiles are beginning to buckle under financial pressure. Understanding these shifting patterns…

Introduction In 2025, the narrative around younger Americans and their finances is changing. A recent survey shows Gen Z and Millennials are saving more than older generations, reshaping long-standing perceptions about their financial habits. This trend reflects a broader push…

Introduction In April 2025, the credit industry saw a major shift with the launch of VantageScore 5.0. This innovative credit scoring model offers smarter analytics, greater fairness, and broader inclusion. For consumers and financial advisors, understanding this upgrade is key…